To make it easier for small and medium entrepreneurs to obtain financing to start, expand, and develop their businesses, BDF partners with financial institutions to provide a guarantee to clients/beneficiaries for between 50% and 75% of the required guarantee. This enables the beneficiary to receive the loan from the financial institution. The Business Development Fund (BDF) offers guarantees for fixed assets and working capital.

GUARANTEE FOR FIXED ASSETS.

To make it easier for small and medium entrepreneurs to obtain financing to start, expand, and develop their businesses, BDF partners with financial institutions to provide clients/beneficiaries with a guarantee of between 50% and 75% of the required amount. This allows the beneficiary to receive the loan from the financial institution.

1. Eligibility

Small and medium business enterprises, individual entrepreneurs, companies, and cooperatives

2. Categories of Investments

All types of business investments that last for more than one year.

3. Maturity

10 Years

4. Risk Coverage

50% - 75% range of total risk on investments loans.

5. Guaranteed Amount

Limited to RWF  500m in all sectors (agriculture and non-agriculture)

GUARANTEE FOR WORKING CAPITAL LOANS.

This is a type of loan guarantee for entrepreneurs who are looking for loans from financial institutions to invest in their existing businesses.

1. Eligibility

Small and medium business enterprises, individual entrepreneurs, companies, and cooperatives

2. Categories of Investments

All sectors of investments lasting less than 3 years

Short term agriculture campaigns, trading, and commerce

3. Maturity

Maximum of 1 year for agriculture campaign

Maximum 3 years for trading MSMEs

4. Risk Coverage

30% of total risk for ST agriculture campaign

50% of risk for trading MSMEs

5. Guaranteed Amount

Limited to 500m in agriculture campaign

Limited to RWF 20 million for working for capital loans.